Apple Pay Later lets you split purchases into four equal payments

Apple Pay Later lets you split purchases into four equal payments

At this year’s WWDC event, Apple unveiled “Apple Pay Later” a service supported anywhere you can use Apple Pay. It’s essentially a way to split your payments into up to four equal payments with zero interest, over up to six weeks. Apple Wallet will keep track of your expenses and remind you that you need to pay on time. It’s basically an installment plan without any interest, so long as you pay on time while also making it easier for you to make larger essential purchases if you need them.

Apple Pay Later

What this means is that anywhere Apple Pay is supported, you can instantly make your purchases easier and more affordable, and that includes online or in-person with tap to pay. There’s no requirement on the seller’s end to allow you to split the payment up, and it all takes place in the Apple Pay app. It’s a U.S.-only feature for now, with nothing said about whether or not it would launch globally.

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“Users can apply for Apple Pay Later when they are checking out with Apple Pay, or in Wallet.” Apple wrote in its press release. “Apple Pay Later is available everywhere Apple Pay is accepted online or in-app, using the Mastercard network.”

The company also introduced Apple Pay Order Tracking, where users can receive detailed receipts and order tracking in Wallet for Apple Pay purchases with participating retailers. It’s a big improvement to Apple Pay and aims to further streamline your shopping experiences online and in the real world.

About author

Adam Conway
Adam Conway

I'm the senior technical editor at XDA-Developers. I have a BSc in Computer Science from University College Dublin, and I'm a lover of smartphones, cybersecurity, and Counter-Strike. You can contact me at [email protected] My Twitter is @AdamConwayIE and my Instagram is adamc.99.

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